GRID

Stress and mental health have taken a back seat as UK bosses worry most about employee's work/life balance Group Risk Development (GRiD) has said.

Paul Avis, sales and marketing director for Canada Life Group Insurance, explains the benefits of advising on RDR exempt products such as group risk.

A new breed of rehabilitation only group risk products is likely to be born if the results of the Sickness Absence Review are followed through, Legal & General has said.

Almost £300m was paid out in group income protection (GIP) claims last year according to figures collated by Grid.

Stress is a bigger absence problem for businesses than acute medical conditions such as cancer, Group Risk Development (Grid) has found.

With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.

PruProtect has called critics of its desire for protection to be made compulsory as being "defeatist" and argued that the need is "very clear".

Grid has argued that incentivisation is the best way for the protection market to expand - not compulsion.

The practice of offering the holding insurer final refusal on group risk renewals is commonplace throughout the sector. But, John Ritchie asks, is it harming you and your clients' business?

The industry knows group risk benefits are valuable, but does anyone else? The sector needs an image boost to thrive, says Peter Fenner.