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Andrew Roberts, partner at Barnett Waddingham, the independent actuaries and consultants, calls for a "ceasefire" from all political parties on pensions and for them to work together to create a stable system.

As Openwork gears up for its annual conference, Jaki Platt, partnership director at the firm, says that taking a few days away from the day-to-day running of your business to attend an event is time well spent.

LTC

FROM THE ED

Abraham Okusanya, principal at paraplanning firm FinalytiQ, argues that direct to consumer launches are not just boring but commercially unviable. Here's why...

MISCALCULATION

So, 31 December - and the implementation of the RDR changes - came, and went, and not a lot happened at all. It was a bit like that Mayan thing, though the predictions were a little less apocalyptic. But only just.

ARCH CRU

Advisers can choose to remain haunted by the ghosts of Christmas past or embrace the ghost of Christmas future, says Aegon's head of Business Brain, John Joe McGinley.

MONEY IN THE MIDDLE