advice

The generation of over 40s workers are the wealthiest potential retirees in real terms than previous generations, yet 30% have never seen a financial adviser, claims Halifax Financial Services.

So, here we are in 2007. My first question is why have no songwriters written a song about this year? I remember the days of ‘Ninety-naughty three…yeah you know me'; ‘Tonight we're gonna party like it's 1999'; and ‘Let's all meet up in the year 2000'....

Over the past twelve months I have been a frequent contributor to an online IFA community. This evening I spent some time reviewing my postings and discovered that there are two ways to quickly stir up debate with other IFAs.

A row is threatening to break out between Standard Life and financial advisers as the life office is introducing a client communications process to bypass advisers and obtain direct client signatures when requests are made for transfer values or transfer...

I know Christmas is coming when my desk starts to creak under the mass of government papers scattered over it. Civil servants are clearly incentivised to clear their desks before the year end, and they do that by covering mine.

Consumers taking out interest-only mortgages in the main have a reasonable understanding of the risks involved but a minority of borrowers do not have robust repayment strategies in place, according to a report published by the Financial Services Authority....

When is advice not advice? When is non-advice advice? When is an adviser not an adviser?

I was out on the road last week chairing conferences on the development of the wrap and platform market, and learned some valuable lessons about the reality of the adviser business.

Autumn and early winter means one thing in ‘Mortgage-Land'; it's the time of the trade shows. You can't move for them. And if you include in that AMI's own regional conferences - which come to an end this week in Glasgow - then it's a very busy time not...

Mortgages rarely make it onto the front pages of national newspapers except when the rate of borrowing goes up. However, a recent revelation by one lender was so startling that it made it as the lead item not only in the newspapers but on TV news programmes...