Advising UK resident US citizens: A challenge worth embracing

Cross-border rules create a plethora of pitfalls

clock • 8 min read

Financial advisers in the UK are no strangers to complexity. But one growing segment may test them like never before: US citizens who call the UK home, writes Tony Müdd

With record numbers of Americans relocating across the Atlantic, the demand for tailored financial advice is surging. The problem is it's not easy. Cross-border rules create a plethora of pitfalls. Nevertheless, these clients desperately need expert guidance, and the rewards for advisers who step up could be substantial. The surge in US expats The past year has seen an unprecedented influx of US citizens to the UK. Home Office data reveals a 40% spike in British citizenship applications from Americans. Over the 12 months to March 2025, more than 6,600 US citizens applied for UK resi...

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