The £22.40 question: Are clients in the dark on the full state pension?

Fifteen pence a week. That is all that currently separates the full new state pension from the personal allowance. From April 2026 the state pension rises to £241.30 per week, equating to £12,547.60 a year. The personal allowance sits frozen at £12,570. In 12 months, that £22.40 annual margin will be gone. Under the triple lock the state pension is mathematically certain to breach the personal allowance in April 2027. The allowance is frozen until at least 2031. This is not speculation. LCP confirmed it as far back as October 2024: even the triple lock's minimum 2.5% floor takes the A...