Are platforms ready for the bond revival?

'This is the moment to challenge platform partners'

clock • 4 min read

David Simpson on why advisers need to challenge platform partners amid a bond revival

After a period in the background of financial planning, onshore and offshore bonds have come back into sharper focus over the last couple of years, with tax being a key driver. Changes to capital gains tax (CGT), alongside the proposed inclusion of inherited pensions within inheritance tax (IHT) from April 2027, are reshaping wrapper selection across advice firms. Data from The Lang Cat's Analyser tool shows that onshore and offshore bonds are increasingly of interest to advisers. Among the top features advice firms consider during their platform due diligence, onshore and offshore bonds...

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