FOS complaints at lowest level in two years

‘The data points to a system in transition rather than recovery’

Jenna Brown
clock • 3 min read

Complaints to the Financial Ombudsman Service (FOS) were down to their lowest level in two years, with 47,300 gripes recorded between October and December 2025.

This was down compared to the same quarter last year, when it received 68,400 cases. The independent dispute resolution service said case levels were on a par with 2023/24. It also highlighted that more people used its services directly without personal representatives. Latest figures showed that new cases coming to the service have remained at a "steady state for the past six months" - in the second quarter of 2025/26 the FOS received 46,300 new complaints. It said several factors had contributed to lower volumes of cases coming into the service, including the Financial Conduct Au...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

Steve Andrews: The rewards of doing the right thing

Steve Andrews: The rewards of doing the right thing

Immanuel Kant's categorical imperative

Steve Andrews
clock 21 September 2026 • 4 min read
FCA crypto registrations more than double ahead of landmark regulatory framework

FCA crypto registrations more than double ahead of landmark regulatory framework

Majority now achieve approval

clock 21 September 2026 • 2 min read
Regulation is changing shape - what do advisers need to do about it?

Regulation is changing shape - what do advisers need to do about it?

Five themes, one direction of travel

Marjolaine Quirke
clock 18 September 2026 • 5 min read