Why reinvent the wheel? Pension planning with a 'twist'

Looking for opportunity in the pensions market

clock • 2 min read

Mark Lisle shares his insight on potentially overlooked pension planning opportunities...

While looking for opportunity in the pensions market, we need look no further than the old stalwart: ‘employ your spouse'. This is reminiscent of the days when defined benefit (DB) ruled and defined contribution (DC) were the poor relation. This time, with a twist, that works particularly well for partnerships. When operating as a limited liability partnership (LLP), provided an employer-employee relationship is established, if a consultant were to employ their spouse, they could choose to establish a DB pension scheme, invite their spouse to join and then join themselves. Using th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

The AI ship has sailed and pension providers are still sitting on the shore

The AI ship has sailed and pension providers are still sitting on the shore

'The AI interface has arrived'

Jonathan Lister Parsons
clock 13 August 2026 • 6 min read
CRM integration project highlights AI-powered innovation potential

CRM integration project highlights AI-powered innovation potential

Project reflects a broader shift in adviser technology

Joe Power
clock 04 August 2026 • 3 min read
Pensions minister Torsten Bell: 'Together, we are going to finish the job'

Pensions minister Torsten Bell: 'Together, we are going to finish the job'

Bell was reappointed to the pensions minister role in the government reshuffle

Holly Roach
clock 27 July 2026 • 1 min read