Why reinvent the wheel? Pension planning with a 'twist'

Looking for opportunity in the pensions market

clock • 2 min read

Mark Lisle shares his insight on potentially overlooked pension planning opportunities...

While looking for opportunity in the pensions market, we need look no further than the old stalwart: ‘employ your spouse'. This is reminiscent of the days when defined benefit (DB) ruled and defined contribution (DC) were the poor relation. This time, with a twist, that works particularly well for partnerships. When operating as a limited liability partnership (LLP), provided an employer-employee relationship is established, if a consultant were to employ their spouse, they could choose to establish a DB pension scheme, invite their spouse to join and then join themselves. Using th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

'Caution' required over potential use of pensions for house deposits

'Caution' required over potential use of pensions for house deposits

Research finds the number of retirees living in rented property could treble by 2040

Martin Richmond
clock 23 January 2026 • 4 min read
Hidden 'systemic barriers' perpetuate gender pensions gap

Hidden 'systemic barriers' perpetuate gender pensions gap

Entrenched barriers, not lack of financial confidence to blame

Jenna Brown
clock 23 January 2026 • 3 min read
Mind the (widening) gender pensions gap

Mind the (widening) gender pensions gap

‘A terrifying outcome for women in retirement’

Caitlin Southall
clock 14 January 2026 • 4 min read