Different appraoch: Why advisers should look at all fund options

Can you name a fund that offers 10-12% yearly returns, has never had a negative quarter, volatility below 0.25%, and therefore producing one of the best risk-adjusted returns in the market? To find out, you will have to keep reading, but first, let's look at the difficult position the modern-day financial adviser encounters almost daily.  Regulation, the word every adviser loves. Consumer Duty being the most recent round of fun to endure. On top of this, advisers are inundated with propositions from fund managers, discretionary fund managers (DFM), model portfolio providers, platfo...