Stick to cash or invest in markets? The million pound question

With top-paying savings accounts in the UK now paying interest in excess of 4%, and rates available on one-year fixed term accounts even higher, many consumers are now wondering whether they should simply hold onto their cash savings rather than investing.  Based on our conversations with financial advisers, it is clear that this question crops up regularly with clients who are wary of the additional risk associated with putting their savings to work in markets, particularly given the recent volatility across asset classes. It requires a balanced response. There is certainly a strong ...