Getting it right: Pensions, property, and proper processes

Alas, nothing is simple in the world of property and pensions

clock • 4 min read

Lee Halpin explores SIPP property purchases and all associated intricacies

Let's imagine you've decided your client is in the right situation and circumstances to proceed with a commercial property purchase within their self-invested personal pension (SIPP). The due diligence is complete, the financial plan is in place and the paperwork is signed off. You're both ready to go. The client is buying their own commercial property through their own SIPP, which seems simple enough. At first glance, it seems like you can sign the property over, notify the relevant authorities and clink glasses to a successful piece of tax and financial planning. You and your client...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Pensions gender gap: A low-profile injustice that deserves more attention

Pensions gender gap: A low-profile injustice that deserves more attention

'Pensions are one of the few financial products where time is the single biggest driver of outcome'

Jessica Cook
clock 24 August 2026 • 4 min read
Advisers place focus on retirement support as providers lack 'meaningful' engagement

Advisers place focus on retirement support as providers lack 'meaningful' engagement

People’s Pension poll shows 54% of IFAs say providers struggle to create ‘meaningful’ engagement

Martin Richmond
clock 19 August 2026 • 3 min read
Pensioner poverty has risen for more than a decade, warns LCP

Pensioner poverty has risen for more than a decade, warns LCP

Single and divorced pensioners most affected and should be focus for future policy

Alex Levy
clock 18 August 2026 • 4 min read