Getting it right: Pensions, property, and proper processes

Alas, nothing is simple in the world of property and pensions

clock • 4 min read

Lee Halpin explores SIPP property purchases and all associated intricacies

Let's imagine you've decided your client is in the right situation and circumstances to proceed with a commercial property purchase within their self-invested personal pension (SIPP). The due diligence is complete, the financial plan is in place and the paperwork is signed off. You're both ready to go. The client is buying their own commercial property through their own SIPP, which seems simple enough. At first glance, it seems like you can sign the property over, notify the relevant authorities and clink glasses to a successful piece of tax and financial planning. You and your client...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

Preparing for 2029: Adapting to the Budget's salary sacrifice cap

'While this policy alters the landscape, it arguably represents an adjustment rather than a fundamental reform'

Steve Charlton
clock 22 December 2025 • 3 min read
Utmost to sell life and pensions business to JAB Insurance

Utmost to sell life and pensions business to JAB Insurance

To focus on wealth solutions business

Jen Frost
clock 22 December 2025 • 2 min read
Editor's view: How disjointed is the government's salary sacrifice change?

Editor's view: How disjointed is the government's salary sacrifice change?

The editor's Friday Night Takeaway from 19 December

Jen Frost
clock 19 December 2025 • 3 min read