Kirsty Anderson: Why advisers should not fear the age 75 LTA tax charge

 The lifetime allowance (LTA) is something that doesn't affect all clients but it is something that is affecting more and more people due to the limit being reduced following its introduction in 2006. This is a trend that's set to continue with the current limit frozen at £1,073,100 until 5 April 2026. And with many people having more than one pension pot it can often be challenging to calculate the LTA, particularly where a defined benefit pension may be involved.  We also need to consider the test against the LTA at age 75 which has become more commonplace since the introduction of ...