Neil MacGillivray: Pension funding caution ahead of tax year-end

Exercise in caution

clock • 3 min read

While making further provision for pension funding may seem like an efficient use of additional disposable income, there is a level of complexity that can easily catch out the unwary, writes Neil MacGillivray

The content of a recent news bulletin I watched, in which the conflict in Ukraine, the irreversible effects of global warning, and the ongoing pandemic were all mentioned, did nothing to help me in my efforts to come up with suitable subject matter for this ‘light-hearted' article. However, those who have an interest in retirement planning may find solace in the fact that capitalism doesn't have a conscience, for even in these difficult times, there are still opportunities for financial gain and planning for retirement still merits consideration. With the tax year-end almost upon us, ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

The AI ship has sailed and pension providers are still sitting on the shore

The AI ship has sailed and pension providers are still sitting on the shore

'The AI interface has arrived'

Jonathan Lister Parsons
clock 13 August 2026 • 6 min read
CRM integration project highlights AI-powered innovation potential

CRM integration project highlights AI-powered innovation potential

Project reflects a broader shift in adviser technology

Joe Power
clock 04 August 2026 • 3 min read
Pensions minister Torsten Bell: 'Together, we are going to finish the job'

Pensions minister Torsten Bell: 'Together, we are going to finish the job'

Bell was reappointed to the pensions minister role in the government reshuffle

Holly Roach
clock 27 July 2026 • 1 min read