David Downie: Avoiding the pension advice pitfalls of age 75

Personal and planning milestone

clock • 5 min read

David Downie looks at four key areas of pension planning that become all-important once a client hits the big 7-5

The age of 75 is a milestone for pension savers and brings a range of implications for clients' money. None of these implications can be avoided completely, but they can be prepared for and mitigated with proper planning. It's a good idea for advisers have these conversations with clients as early as possible before the age of 75 to ensure they're not caught off-guard. Here are four key areas of pension planning that will be important to keep in mind. Selecting the right scheme Clients should be in a pension scheme that delivers against their specific preferences and gives them...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Retirees feel regret after rushing to take out tax-free cash

Retirees feel regret after rushing to take out tax-free cash

Chancellor urged to provide earlier clarity ahead of 2026 budget

Isabel Baxter
clock 02 July 2026 • 3 min read
Third Financial launches white-labelled SIPP

Third Financial launches white-labelled SIPP

Titan Wealth first client to use service

Jenna Brown
clock 29 June 2026 • 1 min read
Environmental due diligence for SIPP/SSAS is as important as ever

Environmental due diligence for SIPP/SSAS is as important as ever

Environmental due diligence isn't just a ‘tick-box'

Caitlin Southall
clock 29 June 2026 • 4 min read