David Downie: Avoiding the pension advice pitfalls of age 75

Personal and planning milestone

clock • 5 min read

David Downie looks at four key areas of pension planning that become all-important once a client hits the big 7-5

The age of 75 is a milestone for pension savers and brings a range of implications for clients' money. None of these implications can be avoided completely, but they can be prepared for and mitigated with proper planning. It's a good idea for advisers have these conversations with clients as early as possible before the age of 75 to ensure they're not caught off-guard. Here are four key areas of pension planning that will be important to keep in mind. Selecting the right scheme Clients should be in a pension scheme that delivers against their specific preferences and gives them...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

WBR group buys financial planning firm's SSAS book

WBR group buys financial planning firm's SSAS book

Part of long-term growth strategy

Jenna Brown
clock 05 May 2026 • 2 min read
The £22.40 question: Are clients in the dark on the full state pension?

The £22.40 question: Are clients in the dark on the full state pension?

'The political architecture is elegant, from the Treasury's perspective'

James Floyd
clock 05 May 2026 • 3 min read
Alltrust acquires Phoenix Wealth Family Suntrust schemes

Alltrust acquires Phoenix Wealth Family Suntrust schemes

Completion expected later this year

Jenna Brown
clock 29 April 2026 • 1 min read