Keith Churchouse: Is this spending malarkey sustainable?

Debitcards at the ready

clock • 3 min read

A summer of fun and spending is widely predicted as we emerge from lockdown life. But any potential surge in spending, initial or otherwise, over the course of the latter months of 2021 will raise the issue of sustainability of capital into the longer term, writes Keith Churchouse

It has been interesting speaking to clients in the approach to the end of the tax year, with conversations on ISAs, using the capital gains tax allowance and pension contributions already completed, the focus moves forward to the new tax year 2021/2022.  Sure, we have to be mindful that there are far more exciting things to look forward to for most as we edge towards the end of spring and into the summer. With the roll-out of the vaccinations going extremely well, many are starting to return their thoughts to the restoration of normal life, of holidays and in the context of our conversat...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Verso rejects platform incentives model, says adoption must be earned

Verso rejects platform incentives model, says adoption must be earned

Nucleus-built platform rolled out across advice group with no mandated use as consolidator targets £5bn AUM

Sahar Nazir
clock 27 June 2025 • 2 min read
Number of highly vulnerable clients slides

Number of highly vulnerable clients slides

Dynamic Planner research finds

Jen Frost
clock 27 June 2025 • 2 min read
Anthony Carty: Why the nuance of private equity in advice matters

Anthony Carty: Why the nuance of private equity in advice matters

When done right, PE can help deliver sustainable growth for the whole market

Anthony Carty
clock 27 June 2025 • 4 min read