Claire Trott: Getting the self-employed to engage with pensions

The vast majority of pension saving incentives have been focused on getting the young and low earners to contribute to pensions, but they are all targeting those who are in employment. The self-employed have largely been left to fend for themselves. This may seem reasonable as they do have to take responsibility for things such as paying tax and national insurance, but according to the latest research by the Institute of Fiscal Studies (IFS), pension savings for the self-employed are declining. In 1998, 48% of the self-employed contributed to a private pension, but by 2018 this had de...