Jack Rose: Taking the direct approach to yield via 'good old fashioned' lending

clock • 2 min read

The direct lending market has grown at a remarkable rate over the last decade, writes Jack Rose, who argues investors have a number of options for accessing predictable, risk adjusted returns...

There is now a range of opportunities available for retail investors to put money in fund vehicles which lend to small and medium sized enterprises (‘SMEs'). The failure of the world's central banks to raise interest rates above the waterline for the past decade has been the cause of much angst among savers. The search for yield has long since taken investors to the furthest corners of the financial world. Yet one avenue that has opened up is far closer to home. Not coincidentally it is also an area that, since the Financial Crisis, has largely been vacated by the high-street banks. W...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Feel Good Friday: Walbrook Institute London hosts graduation for financial advice and banking students

Feel Good Friday: Walbrook Institute London hosts graduation for financial advice and banking students

Celebrating higher education students and advanced LIBF qualification holders

Professional Adviser
clock 31 October 2025 • 1 min read
Protection did not make the targeted support cut and rightly so

Protection did not make the targeted support cut and rightly so

Tony Mudd on saving for tomorrow and protecting today

Tony Müdd
clock 30 October 2025 • 3 min read
Junior minister reiterates no-change stance on APR and BPR proposals

Junior minister reiterates no-change stance on APR and BPR proposals

In response to MP’s ‘devastating consequences’ warning

Sahar Nazir
clock 30 October 2025 • 4 min read