Eddie McGuire: Holding business premises in a SIPP is an educational process

Complex subject

clock • 4 min read

Few people are aware they can place their business premises in a SIPP, writes Eddie McGuire. But financial advisers could be well-placed to help their clients do so ...

If you have clients that run their own small business, then you may well be familiar with how big a challenge access to funding still is for small and medium enterprises (SMEs). So, at first glance at least, it may seem slightly surprising that only 3% of SME owners would consider using their pension savings as a funding source by placing their business premises in a SIPP, according to our recent survey of 750 SME owners. But we believe the core issue behind this is that very few people are actually aware that using a SIPP in this way is a legitimate business funding option while, for...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

The advice dividend in an age of retirement uncertainty

The advice dividend in an age of retirement uncertainty

The UK pensions landscape has become progressively more complicated in recent decades

Andrew Tully
clock 17 February 2026 • 4 min read
Royal London introduces CRP framework to help advisers

Royal London introduces CRP framework to help advisers

Support when developing retirement income strategies for clients

Jenna Brown
clock 29 January 2026 • 1 min read
Just Group sees fall in retirement income sales as takeover approaches

Just Group sees fall in retirement income sales as takeover approaches

Brookfield Wealth Solutions to takeover during first half of the year

Isabel Baxter
clock 20 January 2026 • 2 min read