Nick Johal: Four risks associated with structured products?

‘Too good to be true?’

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Nick Johal: "Advisers who demonstrate a robust governance and investment process advising on structured products have successfully reduced their PI premiums as well as truly demonstrating their independence."
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Nick Johal: "Advisers who demonstrate a robust governance and investment process advising on structured products have successfully reduced their PI premiums as well as truly demonstrating their independence."

In the interests of transparency and balance, Nick Johal acknowledges some major risks associated with investing in structured products, which underline that these are not necessarily low-risk investments

So are structured products too good to be true? After all, the historical returns are compelling, with limited chance of capital loss and returns in the region of 6% to 8% a year for autocalls, whi...

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