Nick Johal: Not 'liking' structured products makes no intuitive sense

A contract, not an asset class

clock • 4 min read

It is wrong to think of structured products as an asset class in their own right, argues Nick Johal - they are simply investments that offer access to actual asset classes such as equities

‘Structured products' or ‘structured investments' are widely used terms that can usually be relied upon to provoke some sort of a reaction among advisers - generally a positive one for those who have used them for a number of years as part of a diversified portfolio but, if not, then just as likely a negative one. Yet ‘structured products' is really a generic term and should not be thought of as an asset class. You cannot ‘like' or ‘dislike' a structured product - you can only like or dislike the risk and return profile it gives you. It should be thought of as a contract that delivers a ...

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