Neil MacGillivray: A duty of care and some common sense

You will in all likelihood have seen the headlines in some of the Sunday papers and in the financial press at the end of last month stating three-quarters of a million people coming up to retirement were at risk of their pension being passed on to an ex-partner when they die because they had not updated their expression of wish. Now, at the very outset I am not disputing the importance of a member keeping their expression of wish up-to-date - and this is for two key reasons. First of all, it gives guidance to the pension provider as to whom the member wishes to benefit and, second, the i...