Adrian Boulding: LISA's thin line between flexibility and complexity

Communication will be key

clock • 6 min read

LISA may offer the potential to encourage more under-40s to save, writes Adrian Boulding, but the product also increases the emphasis on getting the communications angle right

Things are moving on rapidly for the Lifetime Individual Savings Account (LISA). The Savings (Government Contributions) Bill is now progressing through Parliament and, following its second reading, it moved to the Public Bill Committee stage at the end of last month where politicians had the opportunity to grill the industry on how the product would be sold and marketed. HM Revenue & Customs (HMRC) has meanwhile produced its draft technical regulations on how the detailed arrangements for the 25% annual bonus payment will work and Government estimates of take-up have been fine-tuned in t...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Shifting pension rules 'eroding trust' and 'hindering' retirement confidence

Shifting pension rules 'eroding trust' and 'hindering' retirement confidence

Speculation on rules hitting confidence across every age group

Sahar Nazir
clock 17 November 2025 • 2 min read
Retirement confidence dips amid Budget speculation

Retirement confidence dips amid Budget speculation

Confidence is highest among those receiving professional financial advice

Jenna Brown
clock 12 November 2025 • 2 min read
The Great Wealth Transfer: women, wealth and what comes next

The Great Wealth Transfer: women, wealth and what comes next

Sponsored content from WIFA 2025 headline sponsor LV=

LV=
clock 03 November 2025 • 6 min read