It's a phrase drummed into every little boy and girl the first time they lace up a pair of football boots and may (though this could be pushing it) strike at the heart of why England are perennial big-tournament quarter-finalists: "If in doubt, stick it in row Z."
To anyone unfamiliar with the tutelage of most under-11s football coaches out there, this can be roughly translated as follows...
To continue reading this article...
Join Professional Adviser for free
- Unlimited access to real-time news, industry insights and market intelligence
- Stay ahead of the curve with spotlights on emerging trends and technologies
- Receive breaking news stories straight to your inbox in the daily newsletters
- Make smart business decisions with the latest developments in regulation, investing retirement and protection
- Members-only access to the editor’s weekly Friday commentary
- Be the first to hear about our events and awards programmes