Where can savers find good value?

I have to admit that I failed a similar test the other week when with a leading SIPP provider. Apparently they are paying 0.65%pa gross on cash balances. I questioned whether that represented good value, only to be put in my place. I still don't think 0.65% is very good but it is what it is. Now it got me thinking about savings rates and did savers really understand how low rates had become for instant access accounts. Have savers really woken up to the fact that returns being paid on savings are generally at record lows? Just compare the early months of 2010 with the corresponding numb...