My client, Anne (39), is a divorced accounts executive with two primary-school-aged children. Her widowed and retired father, Brian (66), also lives with the family, and takes a significant role in childcare, allowing her to work full-time. What protection issues should she consider for the family, including her father? There are no health issues and no existing policies in force.
Peter Lurie, Proactive Medical and Life Anne is clearly the figurehead of the family and needs to make sure that her children are correctly protected, especially as she is divorced. Her main priority would be to cover her children with facilities for medical cover, preferably with savings plans attached which allows clients to save and have medical cover at the same time. If the cover is not used, when the children reach a mature age the savings can be passed onto them. Her worries will be heavily reduced on two scores – medical cover and possible future savings. Her next priority would ...
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