Weighing up the balance with ISAs

While the vast majority of people choose a pension for their primary retirement savings vehicle I was surprised to learn that many people are also choosing ISAs as a means of accumulating a retirement fund. In this month's issue freelance journalist Matthew Craig writes about the pros and cons of adopting this approach (pages 8-9). There have always been benefits from using ISAs as part of retirement planning. Savers often put money into an ISA for several years before transferring it all in bulk into a pension and benefiting from tax breaks. In the article Fidelity's Rob Fisher says that...