This might sound like a bit of a rant - but after losing any opportunity I thought I had to become a future shareholder at Liverpool Football Club now's as good a time as any.
Advisers need to wake up to the risks they are taking with providers who either ask for wet signatures up front – on data capture forms, before the online protection application is keyed onto the providers website, or those that don’t actually need a signature at all. Allow me to explain...
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