How do we combat the fakers?

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"I'd like to earn a million please" - If upping your income were only that easy. Well, according to Replicadoc it is! Replicadoc are an online document provider who offer their customers a range of ‘novelty' documents displaying whatever salary level, bank balance or bill amount the customer desires.

After hearing about this site we were intrigued to know more and asked a member of our team to test out its services. The member of staff in question managed to get hold of bank statements from HSBC, a British Gas bill and a pay slip suggesting her income was £200,000. That would be worrying enough, but rumour has it mortgage brokers are replicadocs.co.uk’s best customers. So why isn’t more being done to prevent lenders and intermediaries being exposed to this kind of fraud? Replicadocs.co.uk is apparently beyond the reach of the law. According to them, they aren’t even breaking the law b...

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