It's Christmas afternoon, the family is round the tree and comfortably numb after the traditional feast. The fire glows brightly as yet more champagne and mince pies are passed round. The children are playing with new toys and Dad is scrutinising the instructions for his iPod. It's a picture of peace, joy and family harmony.
Meanwhile, in a small village in Surrey a financial planner is drawing up his plans. Other than a quick break on Christmas and Boxing Day he’s gearing up for one of the most unexpectedly profitable periods of the year. Keith Churchouse of Churchouse Financial Planning’s e-Christmas card arrived in my inbox recently wishing me a Prosperous New Year. It’s not that he’s being stingy on cards because the money saved is going to charity. But the card does make a point of saying that he will be open between Christmas and the New Year. I’m invited to make contact over the Season ‘should I feel t...
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