Simple solution's usually the best

clock

Before the turn of the year I wrote about falling interest and deposit rates and, as a result, a few of the short-term structured opportunities currently available.

I thought it would be a good idea to highlight some of the wider issues facing the structured products market. Specifically, how lower interest rates and higher levels of volatility are affecting current product issuance and, more importantly, the types of products advisers and investors can expect to see moving forward throughout 2009. Let me start by saying that different types of structured product are affected in different ways by changes in volatility and interest rates. Some terms will improve and some will be adversely affected. It is for this reason that advisers should always s...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Eight funds fail 2025 value assessment at St James's Place

Eight funds fail 2025 value assessment at St James's Place

In total 18 funds were red-flagged for underperformance

Cristian Angeloni
clock 29 September 2025 • 2 min read
FCA issues fresh warning on high-risk investments from unregulated firms

FCA issues fresh warning on high-risk investments from unregulated firms

Regulator rings alarm bell on unlisted loan notes and mini-bonds

Cristian Angeloni
clock 26 September 2025 • 2 min read
Number of wealth and asset management firms predicted to drop by 20% in five years

Number of wealth and asset management firms predicted to drop by 20% in five years

Oliver Wyman and Morgan Stanley research suggests

Beth Brearley
clock 26 September 2025 • 2 min read