Simple solution's usually the best

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Before the turn of the year I wrote about falling interest and deposit rates and, as a result, a few of the short-term structured opportunities currently available.

I thought it would be a good idea to highlight some of the wider issues facing the structured products market. Specifically, how lower interest rates and higher levels of volatility are affecting current product issuance and, more importantly, the types of products advisers and investors can expect to see moving forward throughout 2009. Let me start by saying that different types of structured product are affected in different ways by changes in volatility and interest rates. Some terms will improve and some will be adversely affected. It is for this reason that advisers should always s...

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