Advisers say 'cash returns don't cut it' as equity exposure soars

Three quarters of advisers have helped clients increase equities exposure

Hope Coumbe
clock • 1 min read

A large majority (89%) of financial planners are helping clients increase their equities exposure fearing cash returns “won’t cut it” if interest rates fall again, Wesleyan has found.

The mutual's latest poll of advisers found almost three quarters (73%) have already helped all or most of their clients to increase equities exposure. Head of intermediary distribution Nick Henshaw said: "The scale and speed of future rate reductions is far from certain, as external headwinds beyond just the rate of UK inflation are still in play." Almost half (45%) of respondents said they were using smoothed funds to achieve more equity exposure – an option Henshaw said provided a solid "middle ground" for clients looking to re-engage with equities. A total 43% of surveyed advise...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Chaos is not a ladder: Navigating human behaviour at times of market stress

Chaos is not a ladder: Navigating human behaviour at times of market stress

'It is important to maintain perspective'

Sacha Chorley
clock 09 March 2026 • 4 min read
Four reasons why direct engagement can still make a difference

Four reasons why direct engagement can still make a difference

'Quantitative data arguably tells only half the story'

Simon Wood
clock 05 March 2026 • 4 min read
Darius McDermott: Is income under pressure?

Darius McDermott: Is income under pressure?

‘The period of abundant income is ebbing'

Darius McDermott
clock 04 March 2026 • 5 min read