Advice is key in Guardian's new 'low cost' life cover

Advisers say advice is key in new 'low-cost' life insurance cover

Jaskeet Briah
clock • 2 min read

Protection advisers have responded positively to the launch of Guardian’s new 'low-cost' life insurance cover, but have stressed the importance of the advice process to help clients distinguish between the different options available.

Guardian's new product, Life Essentials, has been designed for those impacted by the higher cost-of-living, while also appealing to people whose primary focus is affordability and those who place less value on a "feature-rich product", with some features reduced to make the product more affordable. Life Essentials and Life Protection - Guardian's existing life cover - will both be available within the group's menu. In response to the launch, advisers have welcomed the move to widen customer access in a competitive market. Advice process However, LifeSearch chief executive Debbie Ke...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

The five-minute complaint and the five-day investigation

The five-minute complaint and the five-day investigation

GSI Group CEO on complaints, AI and the latest set of FOS reforms

Mark Buck
clock 12 August 2026 • 5 min read
Andrew Goodwin: The advice gap - an embarrassment of riches?

Andrew Goodwin: The advice gap - an embarrassment of riches?

Andrew Goodwin: The advice gap - an embarrassment of riches?

Andrew Goodwin
clock 12 August 2026 • 4 min read
New Talent Alliance launches financial advice careers guide

New Talent Alliance launches financial advice careers guide

Designed to attract new entrants into the profession

Sophia Panayi
clock 11 August 2026 • 2 min read