SIPP borrowing for commercial property investment explained

Helping clients navigate a pension lending 'journey'

clock • 4 min read

Caitlin Southall looks at the rules and regulations that govern pension borrowing for commercial property investment...

It has been reported that new lending on commercial property hit a record high in 2021, despite challenging market conditions mainly due to the continued fallout of the Covid-19 pandemic. We have seen transactions for certain types of property change as part of the post-pandemic world, with some market commentators considering the effect of flexible working patterns, however, it's promising to see that there is still the desire and appetite to lend for commercial property transactions. As a result, it's an opportune time to consider self-invested personal pension (SIPP) lending for comme...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Pensions gender gap: A low-profile injustice that deserves more attention

Pensions gender gap: A low-profile injustice that deserves more attention

'Pensions are one of the few financial products where time is the single biggest driver of outcome'

Jessica Cook
clock 24 August 2026 • 4 min read
Advisers place focus on retirement support as providers lack 'meaningful' engagement

Advisers place focus on retirement support as providers lack 'meaningful' engagement

People’s Pension poll shows 54% of IFAs say providers struggle to create ‘meaningful’ engagement

Martin Richmond
clock 19 August 2026 • 3 min read
Pensioner poverty has risen for more than a decade, warns LCP

Pensioner poverty has risen for more than a decade, warns LCP

Single and divorced pensioners most affected and should be focus for future policy

Alex Levy
clock 18 August 2026 • 4 min read