Advisers predict drop in gifting as IHT mitigator amid inflation angst

Over half of adviser respondents tell Puma that gifting is lacking appeal

Hope William-Smith
clock • 3 min read

A majority of advisers say clients gifting money as a tool to mitigate against inheritance tax (IHT) will be come less appealing as they struggle to balance their resources during this high inflation period.

Research conducted by Puma Investments showed 57% of advisers believe this gifting drop-off will occur, while more than a third (37%) think gifting will instead become appealing for clients looking to help loved ones with their immediate financial pressures. Puma Investments said that while gifting has historically been the most popular way of protecting assets against any potential IHT liabilities, many advisers said their clients currently fear "running down their resources". "Under these circumstances, increasing numbers of people are concerned about how they mitigate IHT, whilst a...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Pension reform and IHT: Why advisers are turning to EIS

Pension reform and IHT: Why advisers are turning to EIS

'As pensions lose some of their tax advantages, EIS is coming to the fore in estate planning conversations'

Moray Wright
clock 26 August 2025 • 4 min read
Making Tax Digital: What the scheme means for working Brits (and advisers)

Making Tax Digital: What the scheme means for working Brits (and advisers)

MTD initiative is aimed at modernising and simplifying the tax system

Arjun Kumar
clock 26 August 2025 • 4 min read
Pensions and IHT - is gifting the best option?

Pensions and IHT - is gifting the best option?

‘Advice will be more valuable than ever’

Lisa Webster
clock 22 August 2025 • 3 min read