Little variation between advisers CRPs and CIPs, FE finds

‘Generation DC’

Jenna Brown
clock • 2 min read

While the majority of financial advisers currently offer a centralised retirement proposition (CRP), they vary little from their centralised investment proposition (CIP), according to research from FE fundinfo.

The fund data and tech company also said its research found half of advisers (51%) were "continuing to maintain a client's existing risk profile once they hit retirement".  Toyosi Lewis, retirement specialist at FE fundinfo, said: "There is a broad consensus among advisers that capital protection in the early retirement years (typically one to three years) is important because of the potential impact that falling markets will have on future withdrawal amounts. "Holding cash - or cash-like - investments remains a popular strategy, but also having an investment return that keeps pace wi...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Retirement tax planning and the issue of underspending

Retirement tax planning and the issue of underspending

Retirement planning Q&A

Professional Adviser
clock 12 October 2026 • 6 min read
Partner Insight: PruFund arrives on Scottish Widows Platform

Partner Insight: PruFund arrives on Scottish Widows Platform

How integrating PruFund onto the Scottish Widows Platform expands retirement options for advisers without increasing administrative burden

Ross Easton, Head of Platform Propositions, Scottish Widows
clock 05 October 2026 • 3 min read
The conversation that has to change with the 100-year life

The conversation that has to change with the 100-year life

'Advisers need to continue to challenge the cliff-edge narrative directly with clients'

Graeme Bowden
clock 24 September 2026 • 4 min read