Little variation between advisers CRPs and CIPs, FE finds

‘Generation DC’

Jenna Brown
clock • 2 min read

While the majority of financial advisers currently offer a centralised retirement proposition (CRP), they vary little from their centralised investment proposition (CIP), according to research from FE fundinfo.

The fund data and tech company also said its research found half of advisers (51%) were "continuing to maintain a client's existing risk profile once they hit retirement".  Toyosi Lewis, retirement specialist at FE fundinfo, said: "There is a broad consensus among advisers that capital protection in the early retirement years (typically one to three years) is important because of the potential impact that falling markets will have on future withdrawal amounts. "Holding cash - or cash-like - investments remains a popular strategy, but also having an investment return that keeps pace wi...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Sounding the alarm: Facing the retirement reality check

Sounding the alarm: Facing the retirement reality check

'At the heart of the issue is a worrying lack of engagement'

Laith Khalaf
clock 17 June 2025 • 3 min read
Why we plan holidays, not retirements: Changing the client conversation

Why we plan holidays, not retirements: Changing the client conversation

'This is scary for us as an industry but even more scary for us as a nation'

Verona Kenny
clock 04 June 2025 • 4 min read
Inflation drives 'modest' rises in PLSA's Retirement Living Standards

Inflation drives 'modest' rises in PLSA's Retirement Living Standards

Majority of pre-retirees expect to live with someone else in retirement

Martin Richmond
clock 03 June 2025 • 8 min read