Three things your clients may call you about this week ...

If you want your pension to outlive you - only take 3% a year Someone retiring today may need a pension 70% larger than they did 10 years ago, according to pensions consultancy LCP. The Telegraph quotes the figures, which also suggest retirees who draw 5% of their pot every year have a two-in-five chance of running out of their money by their late-80s, but the same pot in 2010 would only see someone have a 1-in-8 chance of running their pot dry.  LCP's Dan Mikulskis says: "Despite everything, investment returns over the past five years have been excellent. Most British investors wo...