PA Debate Result: 75% say retirees will not make informed retirement plans

clock

At the end of the first PA debate, Yellowtail Financial Planning's managing director Dennis Hall emerged as the clear winner as 75% of you agree that retirees could not be trusted to make their own retirement planning decisions.

Meanwhile, just 25% of you agree with The Pension Advisory Service's chief executive Michelle Cracknell, who had said that with access to guidance, retirees would make informed decisions. The debate also attracted a number of comments with several industry experts joining the fray. Intelligent Pensions marketing director Andrew Pennie says: "There are some well-made and fair points being made on both sides of the ‘debate'. Left to their own devices, most consumers would make uninformed decisions and with guidance/advice, they would have a much better chance of making an informed decis...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

L&G joins with HSBC UK in annuity access push

L&G joins with HSBC UK in annuity access push

HSBC customers given direct access to L&G annuity service

Jenna Brown
clock 07 January 2026 • 2 min read
Doug Brodie: Start where the client starts - income, not risk

Doug Brodie: Start where the client starts - income, not risk

Using investment trusts to solve the drawdown problem, part two

Doug Brodie
clock 06 January 2026 • 5 min read
Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

'A new class of on-platform smoothed funds could be particularly useful'

James Tothill
clock 25 November 2025 • 4 min read