The financial services industry is awash with contentious issues and also has its fair share of big personalities with strong opinions - a toxic cocktail often fuelling debate and disagreement.
But opinions are what make our industry great - certainly for journalists - and below we remember five opinion-led debates which helped define the year. Sants v Tyrie The accolade for the biggest industry bust-up perhaps goes to Hector Sants and TSC chairman Andrew Tyrie. In July, Tyrie issued a strongly-worded rebuke to FSA chief executive Hector Sants for his dismissal of the TSC's suggestion to delay RDR in what appeared a "pre-emptory" response. But in a TSC evidence session in November Sants apologised for any ill-feeling the incident created and blamed...
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