Is there any point to a full SIPP any more?

Claims that the full SIPP is dead in the water are getting louder. Simple SIPP providers' method of cutting costs by either limiting ­investments by type or number, or ­basing the SIPP online, is proving popular, and some advisers say full SIPPs are rarely necessary anymore. Life offices v. SIPPs Some advisers argue the ­combination of increased control for relatively little cost offered by simple SIPPs is ­pushing traditional pension products out of the market. Chris Budd, director of ­Ovation Finance, said: "For some investors, simple SIPPs have taken over from insurance company p...