How many RDR-related emails have you received? A lot we're guessing. So, here's a quick-fire definitive guide.
The FSA published three papers. The first and most important - because it represents the FSA's final rules - concerns adviser charging and service labelling post 2012. The second concerned the role of platforms in the new model advice world, but this was a discussion paper, the stage before consultation. Still, this was the paper that generated the most response. The third, meanwhile, was a short consultation paper (well, short for the FSA at 32 pages) concerning the sale of pure protection product by retail investment firms. We'll deal with each paper one at a time and as briefly ...
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