Drip-feeding money into collective investments over time is less risky than lump-sum investing suggest new figures published by the Association of Investment Trust Companies.
Saving a monthly sum of £50 over the past three years, a total of £1,800, would have increased to £1,978 on average, the AITC says. Contrast that result with the decrease to £1,572 that would have struck those who invested a single lump sum of £1,800 three years ago. However, the picture is not that simple: over longer-term periods beyond three years lump sum investments on average outperform drip-fed investments. For example, £50 invested per month over the past 18 years would have grown to £20,685 on average, while a lump sum investment of £10,800 invested 18 years ago would have...
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