Zurich launches bond/unit trust comparison tool

The Zurich Wrapper Comparison shows the total cash return from the different product wrappers and the relative annual return. The adviser can include various levels of income and withdrawals, optimise annual capital gains tax (CGT) exemptions, and show the effect of changes to the client’s tax rate over time. Paul Wright, investment management director at Zurich, says the idea for the tool emerged because industry commentators were comparing investment bonds and unit trusts based on either the supposed tax advantages following the Budget, or the charges, never both. “Too much comment ...