Royal Liver CI removes need for GP reports

Andy Milburn, IFA market manager at Royal Liver, says it is the first provider to offer guaranteed CI which does not have automatic medical limits, and he claims this will save advisers time and money because they will not need to chase GP reports. For example, if an adviser submits 50 applications a year requiring GP reports, Milburn says this would result in 150 hours a year being wasted because advisers spend an average of one hour a week for three weeks chasing reports for each application. If advisers earn £150 an hour for giving advice, this equates to a loss of £22,500 which coul...