Standard Life annual with-profits bonus rates unchanged

clock

Standard Life cites the need for ‘investment flexibility' as the reason for not increasing the annual bonus rates on with-profits policies, despite a record year for equity-based returns.

Stock market indices such as the Dow Jones Industrial Average reached historic highs last year as markets were pushed forward through investor appetite for risk and a rise in the level of mergers activity. However, the life office says this has not swayed it into returning proportionately more to policyholders, because it is looking to the long-term goal of final bonuses, which contrary to annual bonuses it has decided to increase. “For many types of policy, bonus rates are the mechanism through which all profits returns are delivered to customers," the company says. "After considerin...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Darius McDermott: The line between resilience and risk

Darius McDermott: The line between resilience and risk

'Trump has, for the most part, chickened out'

Darius McDermott
clock 29 July 2025 • 5 min read
Watch Professional Adviser's Working Lunch with Baillie Gifford - A compelling opportunity: The UK is on offer

Watch Professional Adviser's Working Lunch with Baillie Gifford - A compelling opportunity: The UK is on offer

Catch up on the discussion

Professional Adviser
clock 29 July 2025 • 1 min read
Advisers look to capital accumulation in Q2 2025

Advisers look to capital accumulation in Q2 2025

Interest in inflation protection nudges up

Jen Frost
clock 18 July 2025 • 3 min read