David John - You think we've got it bad?

The United States is often thought of being something of a laggard when it comes to state benefits, and therefore a paradise for health and protection insurers. Yet it turns out that the truth is that the US system has a wealth of benefits, though many are in dire need of reform and PMI insurers have similar difficulties to their European colleagues. In the UK as a guest of Friends Provident, David John, a quiet, thoughtful man, is senior research fellow at The Heritage Foundation, a well known Washington think tank. A former adviser to Senator John McCain, he provides regular advice to C...