Three things clients may call you about this week...

FTSE 100 loses 5% during 2015 The FTSE100 index ended the year lower than it started for the fourth time in the past ten years, the BBC reports.  The half-day session of New Year's Eve closed at 6,242, down 32 points or 0.5% on the day, and 5% down on the start of the year. The report blamed the market's fall on the number of international gas, oil and mining shares in the index. It said such businesses had been hit by a drop in commodity prices over 2015. The FTSE-100 index ended the year 12% below its record level (recorded in April 2015) of 7,104. Hargreaves Lansdown head o...