Tomorrow's world: What will mass-market advice look like in 25 years?

The future of bespoke financial advice for the mass market may be human-less: a consumer with a computer and a credit card. Considering how important it is for advisers to be able to tailor their questions to their clients, and to be able to interpret any nuance in their answers, this sort of future may seem fanciful. Yet Martin Wheatley, the chief executive of the Financial Conduct Authority (FCA) is among those suggesting a system like this is workable, and even likely. Last week he even admitted that advisers could be fully replaced by machines as he told the Treasury Select Com...