Lone rangers: Thinking about going directly authorised?

Many advisers begin their career as appointed representatives (AR) with networks. The networks take care of compliance and other requirements, while the advisers take care of their clients. For many advisers, though, managing their own risks and becoming directly authorised (DA) is the end goal. However, the increased regulatory burden post-RDR – including the additional Gabriel sections K and L, and revised sections B and G – may have seen many postpone the decision. The advisory community has now had a year to come to terms with the RDR; so how many people feel that now is a good ti...