Commercial property purchase with a SSAS

The benefits of purchasing commercial property with a UK pension scheme are widely known. What is not always clear however, is which pension vehicle is most appropriate? In many cases SIPPs have been used by clients who are directors of limited companies, when a SSAS would have been more suitable. Let's consider the advantages SSAS have over SIPPs in these cases. Separate trust A SSAS is a stand-alone trust, while a SIPP involves a master trust or insurance contract where each member is effectively joining a big group scheme. This means that the SIPP operator has the ultimate say o...