Structured products: Ever reliable returns?

The first quarter of 2012 has seen the markets continue to operate without much direction. No clear sign as to where long-term growth will be generated means sentiment remains neutral or, at best, minimally positive. It is a difficult time for IFAs, who find themselves up against a low interest rate and high inflation environment, which is impacting on their clients’ savings. Investors and advisers have therefore sought alternatives to the traditional forms of investments in a bid to gain greater returns on their capital. This has resulted in a positive impact on the structured produc...